Terms of Use

Last updated: January 11, 2025

These Terms of Use (“Terms”) govern your access to and use of the ZNJ website, mobile applications, services, and any content provided by ZNJ (“we”, “us”, or “our”). By accessing or using our website and services (collectively, the “Site”), you agree to comply with these Terms and our Privacy Policy, which is incorporated by reference. If you do not agree to these Terms, you must immediately discontinue use of the Site.

1. Acceptance of Terms

By using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you are not authorized to use the Site.

2. Eligibility

To use certain features of the Site, you must register for an account. You represent and warrant that you are of legal age to form a binding contract under applicable law. If you are under the age of 18, you must have permission from a parent or guardian to use the Site.

3. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not engage in any activity that interferes with or disrupts the operation of the Site, including but not limited to unauthorized access, transmitting harmful or unlawful content, or collecting data from the Site without permission.

4. Account Registration and Management

To access certain features of the Site, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update your account information as necessary. You are responsible for maintaining the confidentiality of your account and password. You agree to notify us immediately of any unauthorized use of your account.

5. Content Ownership and Restrictions

The content on the Site, including text, images, logos, videos, and other materials (“Content”), is owned by ZNJ or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, modify, distribute, display, or otherwise use any Content without our prior written consent.

6. User-Generated Content

You may be able to post, submit, or share content through the Site (“User Content”). You grant ZNJ a worldwide, royalty-free, irrevocable license to use, modify, and distribute your User Content in connection with providing and promoting the Site. You represent and warrant that you have the right to share such content and that it does not violate any laws or infringe on any third-party rights.

7. ZNJ Rewards Program

If available, you may participate in the ZNJ Rewards Program. By making qualifying purchases or engaging in certain activities, you may earn rewards (“Rewards”). Eligibility and participation in the Rewards Program are subject to specific terms, and Rewards may be subject to change without notice.

8. Payment Terms

For certain features of the Site, you may be required to make payments. Payments are processed securely via third-party payment processors. You agree to provide accurate payment information and to pay all fees associated with your use of the Site. We reserve the right to modify fees at any time.

9. Limitation of Liability

To the fullest extent permitted by law, ZNJ shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or any content, whether based on warranty, contract, tort, or any other legal theory, even if we have been advised of the possibility of such damages.

10. Termination

We may suspend or terminate your access to the Site at any time, without notice, for violation of these Terms or for any other reason. Upon termination, all rights granted to you under these Terms will cease, and you must immediately stop using the Site.

11. Privacy

Your use of the Site is governed by our Privacy Policy. By using the Site, you consent to the collection and use of your personal data in accordance with the Privacy Policy.

12. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by ZNJ. We are not responsible for the content or privacy practices of these third-party sites, and we do not endorse or make any representations about them. Use of third-party sites is at your own risk.

13. Dispute Resolution

Any dispute arising out of or relating to these Terms or your use of the Site will be resolved through binding arbitration in accordance with the laws of [State/Country]. You agree that any dispute will be handled on an individual basis, and class actions are not permitted.

14. Changes to the Terms

We may update or modify these Terms at any time. Any changes will be posted on this page with the updated “Last updated” date. By continuing to use the Site after such changes, you agree to the updated Terms.